News & Updates

Bright living room with cardboard boxes, a bench, and a table by large windows overlooking a neighborhood.
By Duane Dormehl September 14, 2026
New to New Zealand? A clear guide to ACC, public vs private health cover, insurance for professionals, KiwiSaver and home loans — and how a broker helps.
Self-employed New Zealand business owner reviewing financial documents while preparing for a home lo
By Duane Dormehl August 14, 2026
elf-employed lending is specialist work — and not every adviser does it. How lenders read your income, and how to prepare, from Riaan Wilson.
Two people review papers and a laptop at a dining table in a bright home interior.
By Riaan Wilson July 23, 2026
Deposit rules, KiwiSaver timing, and pre-approval explained for NZ first home buyers — plus how a mortgage adviser helps you structure the loan.
Two people on a deck overlooking a coastal bay at sunrise, with hills and water in the distance
By Riaan Wilson June 8, 2026
Thinking of delaying a home loan until the OCR drops? Here's a NZ guide to how OCR and fixed rates actually interact — and a calmer way to decide.
Hands typing on laptop beside a paper labeled “Insurance” with an umbrella icon and small potted plant.
By Duane Dormehl May 6, 2026
New Zealanders have never had more access to loan rates, insurance quotes, and financial tools. But more options don't automatically mean better decisions. Here's what a broker actually brings to the table.
A person in a cream cable-knit sweater holds an infant wrapped in a matching textured blanket.
By Duane Dormehl April 10, 2026
Your insurance hasn't changed — but your life probably has. Here's how to tell if your cover has quietly drifted out of sync, and what to do about it.
By Duane Dormehl March 9, 2026
Trauma cover pays a lump sum after certain serious diagnoses. Here’s how it differs from life, medical and income cover — and why it matters.
A couple reviewing documents and a laptop at a table. They are in a well-lit room with a view of greenery.
By Duane Dormehl February 4, 2026
A simple NZ guide to private medical insurance—how it works with ACC, what “extra drug” (non-PHARMAC) cover can mean, plus key catches.
Couple reviewing documents, laptop on table with umbrella icon overlay. Interior setting with scenic background.
By Duane Dormehl January 23, 2026
A clear guide to what mortgage protection is for—and what it’s not.
Hand writing in notebook with checklist, coffee and ocean view.
By Duane Dormehl January 1, 2026
Skip the big “annual review.” Use a simple trigger check—money, work, health, and lifestyle—to spot when your cover needs a tweak for the year ahead.